Timberline Lending shops your loan across wholesale lenders instead of selling you one bank's rate sheet — purchase, refinance, or investment, with the same loan officer from application to closing.
A bank loan officer can only offer that bank's rate sheet. Timberline submits your file into the wholesale channel — United Wholesale Mortgage and other investors — and brings back the pricing and program that actually fit your situation.
That's the standard every file gets at Timberline — whether it's a straightforward conventional purchase or a self-employed borrower with a complicated return. Dave Glotfelty, Chief Lending Officer · NMLS #857935
Purchase, refinance, or investment — here's what we originate for Colorado borrowers.
Fannie Mae & Freddie Mac financing, as low as 3% down.
Learn more →Flexible credit and down payment options backed by the FHA.
Learn more →Zero-down financing for eligible veterans and service members.
Learn more →Zero-down financing for eligible rural and suburban Colorado properties.
Learn more →Financing above conforming limits for higher-value properties.
Learn more →Qualify on bank statements instead of tax returns — built for 1099 and self-employed borrowers.
Learn more →Financing for rental and investment property, including DSCR programs.
Learn more →Short-term, asset-based financing for flips and time-sensitive deals.
Learn more →Timberline Lending is the mortgage arm of PMG — build, buy, sell, and finance, all under one group.
Property investment, land development, and asset management across 14 states since 1997.
pmgdevelop.com →Residential and commercial brokerage serving the Colorado front range.
pmgrealtyco.com →New construction homes built along the Colorado front range.
[site link] →Run your own numbers in the payment calculator, or talk your situation through with a loan officer — no obligation, no pressure.