Colorado Wholesale Mortgage Broker · A PMG Company

Twenty years of getting Colorado loans closed.

Timberline Lending shops your loan across wholesale lenders instead of selling you one bank's rate sheet — purchase, refinance, or investment, with the same loan officer from application to closing.

20+
Years in Colorado mortgage lending
$46M+
In loans funded [confirm figure for public use]
4
Licensed loan officers
8
Loan programs under one roof
[photo: Dave / team or Colorado landscape — to be supplied]
Why a Wholesale Broker

You have one loan. We have dozens of lenders competing for it.

A bank loan officer can only offer that bank's rate sheet. Timberline submits your file into the wholesale channel — United Wholesale Mortgage and other investors — and brings back the pricing and program that actually fit your situation.

  • Wholesale-channel pricing, not retail branch pricing
  • One loan officer from application through closing — no call centers
  • Underwriting conditions get escalated, not shrugged off
  • Self-employed and 1099 borrowers are our specialty, not our problem files
How We Work

"If a condition looks wrong, I escalate it until someone with the authority to fix it looks at the file."

That's the standard every file gets at Timberline — whether it's a straightforward conventional purchase or a self-employed borrower with a complicated return. Dave Glotfelty, Chief Lending Officer · NMLS #857935

Loan Programs

Every major program, under one roof.

Purchase, refinance, or investment — here's what we originate for Colorado borrowers.

Purchase · Refi

Conventional

Fannie Mae & Freddie Mac financing, as low as 3% down.

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Government

FHA Loans

Flexible credit and down payment options backed by the FHA.

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Government

VA Loans

Zero-down financing for eligible veterans and service members.

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Government

USDA Loans

Zero-down financing for eligible rural and suburban Colorado properties.

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High Balance

Jumbo

Financing above conforming limits for higher-value properties.

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Specialty

Bank Statement / Self-Employed

Qualify on bank statements instead of tax returns — built for 1099 and self-employed borrowers.

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Investor

Investment & DSCR

Financing for rental and investment property, including DSCR programs.

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Investor

Hard Money

Short-term, asset-based financing for flips and time-sensitive deals.

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One PMG

Part of the PMG family of companies.

Timberline Lending is the mortgage arm of PMG — build, buy, sell, and finance, all under one group.

PMG Development
Asset Management & Development

Property investment, land development, and asset management across 14 states since 1997.

pmgdevelop.com →
PMG Realty
Real Estate Brokerage

Residential and commercial brokerage serving the Colorado front range.

pmgrealtyco.com →
Cherry Creek Builders
Homebuilder

New construction homes built along the Colorado front range.

[site link]
[RESPA Affiliated Business Arrangement disclosure — required because Timberline Lending and PMG Realty share common ownership. Exact wording must come from counsel before launch; this section does not go live without it.]
Where We Lend

Colorado-licensed, Denver-metro based.

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Highlands Ranch
[photo]
Parker
[photo]
Douglas County
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Denver Metro
[photo]
Castle Rock
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Statewide Colorado

Market updates, without the noise.

Occasional plain-English updates on Colorado rates and programs. No spam, unsubscribe anytime.

Not sure which program fits? That's the conversation we're best at.

Run your own numbers in the payment calculator, or talk your situation through with a loan officer — no obligation, no pressure.

Open Payment Calculator Call 303-669-2102