First home, refinance, investment property, or the condo nobody else could finance — Timberline shops your loan across dozens of wholesale lenders and knows the guidelines cold.
A bank loan officer can only offer that bank's rate sheet. Timberline submits your file into the wholesale channel — United Wholesale Mortgage and other investors — and brings back the pricing and program that actually fit your situation.
Dave Glotfelty, Chief Lending Officer · NMLS #857935 — twenty-plus years in Colorado mortgage lending, and he has never lost an underwriting escalation he believed in.
Purchase, refinance, or investment — here's what we originate for Colorado borrowers.
Fannie Mae & Freddie Mac financing, as low as 3% down.
Learn more →Flexible credit and down payment options backed by the FHA.
Learn more →Zero-down financing for eligible veterans and service members.
Learn more →Zero-down financing for eligible rural and suburban Colorado properties.
Learn more →Financing above conforming limits for higher-value properties.
Learn more →Qualify on bank statements instead of tax returns — built for 1099 and self-employed borrowers.
Learn more →Financing for rental and investment property, including DSCR programs.
Learn more →Short-term, asset-based financing for flips and time-sensitive deals.
Learn more →Run your own numbers in the payment calculator, or talk your situation through with a loan officer — no obligation, no pressure.
