Colorado Wholesale Mortgage Broker · A PMG Company

Told no by another lender?
Bring us the file.

First home, refinance, investment property, or the condo nobody else could finance. Timberline shops your loan across dozens of wholesale lenders and knows the guidelines cold.

20+
Years in Colorado mortgage lending
$46M+
In loans funded since 2023
4
Licensed loan officers
Dozens
Of loan programs under one roof
Rate Market Update

After Tuesday's selloff, a calmer morning

September 2, 2026

Wednesday opened quieter. Oil eased overnight with no fresh escalation headlines, and bonds steadied after Tuesday's selloff, with the 10-year Treasury hovering at the top of its recent range. This morning's ADP report showed private employers adding far fewer jobs than forecast, which leans in rates' favor, and the Fed's Beige Book lands this afternoon. Rates are stabilizing at high levels; this is still a lock-alert market, and we're watching live MBS pricing through the close.

Read the full update →
10-year Treasury yield · the benchmark mortgage rates follow
Source: U.S. Department of the Treasury, daily par yield curve · through Sep 1, 2026
The Timberline Lending team with the PMG family of companies
Why a Wholesale Broker

You have one loan. We have dozens of lenders competing for it.

A bank loan officer can only offer that bank's rate sheet. Timberline submits your file into the wholesale channel, United Wholesale Mortgage and other investors, and brings back the pricing and program that fit your situation.

  • Wholesale-channel pricing instead of retail branch pricing
  • One loan officer from application through closing, no call centers
  • We escalate underwriting conditions instead of shrugging them off
  • Self-employed and 1099 borrowers are our specialty
How We Work

"A file does not fall apart at the rate quote. It falls apart in the quiet stretch before closing, when nobody is watching the calendar."

Dave Glotfelty, Chief Lending Officer · NMLS #857935. Twenty-plus years in Colorado mortgage lending, and he has never lost an underwriting escalation he believed in.

Our Team

Four loan officers. No call center.

Dave Glotfelty, Chief Lending Officer
Dave Glotfelty
Chief Lending Officer
NMLS #857935
Stephanie Beutz, Loan Officer
Stephanie Beutz
Loan Officer
NMLS #501274
Travis Vander Ploeg, Loan Officer
Travis Vander Ploeg
Loan Officer
NMLS #668331
Shane Papich, Loan Originator
Shane Papich
Loan Originator
NMLS #2699995
Loan Programs

Every major program, under one roof.

Purchase, refinance, or investment, here's what we originate for Colorado borrowers.

Where We Lend

Colorado-licensed, Denver-metro based.

Neighborhood trail in Highlands Ranch, Colorado with foothill views
Highlands Ranch
Old Town Parker's Mainstreet shops and patios
Parker
Aerial view of a Douglas County neighborhood with mountain backdrop
Douglas County
Downtown Denver skyline at dusk from City Park
Denver Metro
The Castle Rock butte above the town of Castle Rock, Colorado
Castle Rock
Statewide Colorado

Market updates, without the noise.

Occasional plain-English updates on Colorado rates and programs. No spam, unsubscribe anytime.

Not sure which program fits? That's the conversation we're best at.

Run your own numbers in the payment calculator, or talk your situation through with a loan officer. No obligation, no pressure.

Open Payment Calculator Call 303-669-2102