First home, refinance, investment property, or the condo nobody else could finance. Timberline shops your loan across dozens of wholesale lenders and knows the guidelines cold.
Wednesday opened quieter. Oil eased overnight with no fresh escalation headlines, and bonds steadied after Tuesday's selloff, with the 10-year Treasury hovering at the top of its recent range. This morning's ADP report showed private employers adding far fewer jobs than forecast, which leans in rates' favor, and the Fed's Beige Book lands this afternoon. Rates are stabilizing at high levels; this is still a lock-alert market, and we're watching live MBS pricing through the close.
Read the full update →A bank loan officer can only offer that bank's rate sheet. Timberline submits your file into the wholesale channel, United Wholesale Mortgage and other investors, and brings back the pricing and program that fit your situation.
Dave Glotfelty, Chief Lending Officer · NMLS #857935. Twenty-plus years in Colorado mortgage lending, and he has never lost an underwriting escalation he believed in.
Purchase, refinance, or investment, here's what we originate for Colorado borrowers.
Fannie Mae & Freddie Mac financing, as low as 3% down.
Learn more → GovernmentFlexible credit and down payment options backed by the FHA.
Learn more → GovernmentZero-down financing for eligible veterans and service members.
Learn more → GovernmentZero-down financing for eligible rural and suburban Colorado properties.
Learn more → High BalanceFinancing above conforming limits for higher-value properties.
Learn more → SpecialtyQualify on bank statements instead of tax returns, built for 1099 and self-employed borrowers.
Learn more → InvestorFinancing for rental and investment property, including DSCR programs.
Learn more → InvestorShort-term, asset-based financing for flips and time-sensitive deals.
Learn more →Run your own numbers in the payment calculator, or talk your situation through with a loan officer. No obligation, no pressure.